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Starting a food truck business is 90% cheaper than opening a restaurant. A lot of truckers actually harm their credit by applying haphazardly to any and every company that promises to get the truck of their dreams. Start or scale your business with Heavy Truck Lease Inc. We are a hybrid equipment finance company that specializes in heavy trucks and trailers with an emphasis on superior customer service and experience. Ryder offers truck financing options that help you build your fleet affordably, whether you’re coming in as an established business or as a start-up owner/operator. At CIK Capital we offer customized and efficient Truck Loan solutions. Much like a typical auto loan, the dump truck itself will serve as collateral on the loan and you will be expected to repay the amount being financed in installments (with interest). We’ll do the math for you. New Truck Financing. Get the best deal on your used heavy truck purchase with our in-house truck financing program. 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